Treating our clients fairly is our number one priority - even if easyMoney were to become insolvent.
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easyMoney has prepared a ‘Living Will’ that identifies scenarios where we will stop conducting new business and focus on winding up existing loans.  Our payment model entails borrowers paying us ongoing fees throughout the loan duration.  This means that our interests are aligned with investors in wishing to ensure all loans get repaid.  These fees exceed the anticipated costs associated with winding up the loans, so even if we were to become insolvent, it would be in the interests of our creditors to continue administering and enforcing the loans.  

Our Director of Lending is personally responsible for overseeing the loan administration and enforcement process and, if necessary, for assisting any liquidator to do the same in the event of our insolvency.

A detailed summary of our Wind Down plan can be found on the Understanding the Risks page of our website.